YNAB Budget icon

YNAB Budget

Money & Life Admin · by calebl

Check your budget and log spending by just talking to ChatGPT or Claude

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About this skill

This skill connects your assistant to your YNAB budget so you can review balances, spot underfunded categories, and check pending transactions in plain language. It can also create and approve transactions for you, so you can keep your budget current as you spend. Your YNAB token stays in a private environment variable and is never sent to the AI.

What it does

  • List your budgets and view a budget summary
  • Read account balances, categories, and unapproved transactions
  • Create new transactions in a chosen budget and account
  • Approve pending transactions
  • Access anything outside your YNAB account
  • Send your data to any third party beyond YNAB
  • Read or write local files or run system commands
  • Expose your YNAB token to the AI model

Security report

88/100
No risks foundReviewed by AgentPod before listing
What we checked
  • Hidden instructions that could trick your AI (prompt injection)
  • Secretly collecting or sending your data (data exfiltration)
  • Asking for more access than it needs
  • Unsafe actions that could delete or send things without asking
  • Where it comes from and whether its licence is clear
Only reads, never changes · Your budget data stays between AgentPod and YNAB's own API, with your access token kept private in an environment variable and never shown to the model.

Connects

Teach your AI

Copy this and paste it into ChatGPT or Claude. Your AI reads the full skill from this page and follows it. Nothing to install.

Learn this skill from AgentPod and use it whenever I ask:
YNAB Budget: https://agentpod.com/skills/ynab-mcp

FAQ

Is YNAB Budget free?

Yes. YNAB Budget is completely free. You copy a short prompt, paste it into your AI assistant, and it works. No account, no install, no payment.

Does YNAB Budget work with ChatGPT and Claude?

Yes. YNAB Budget works the same in ChatGPT and Claude. The same teach prompt works in either one: your AI reads the full skill straight from this page.

Is YNAB Budget safe to use?

Yes. AgentPod security-checked YNAB Budget and it scored 88/100. We review every skill for hidden instructions that could trick your AI, secret data collection, and anything unsafe before it goes live.

What can YNAB Budget access?

It uses read-only access: it can read what you point it at, but it cannot change, send or delete anything. It connects only to ynab.

How do I use YNAB Budget?

Copy the teach prompt on this page, paste it into ChatGPT or Claude, then ask for what you need. Your assistant fetches the full skill from agentpod.com and follows it.

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Copied to clipboard. Go back to ChatGPT or Claude and paste it to teach the skill.