Budget / Spend Monitor
See where your money actually goes, with spending broken down by category every month
About this skill
Turns your self-hosted Actual Budget data into a private spending analyst your agent can read on demand: ask what you spent, where it went, and how this month compares, all answered locally. It reads accounts, transactions, and category breakdowns but cannot move money, edit a single transaction, or send your finances anywhere outside your own server. Every write and delete capability is switched off for this listing, so it can only look, never touch.
What it does
- Read your Actual Budget accounts and current balances
- Read and filter your transactions by date, amount, category, or payee
- Show spending broken down by category and monthly income/expense/savings summaries
- View balance history over time and list your categories, payees, and budget rules
- Create, edit, or delete any transaction, category, payee, or rule (write tools are disabled in this listing)
- Move money, make payments, or change your budget in any way
- Send your financial data anywhere outside your own Actual Budget server
- Reach your bank directly, other apps, or the public internet
Security report
- Hidden instructions that could trick your AI (prompt injection)
- Secretly collecting or sending your data (data exfiltration)
- Asking for more access than it needs
- Unsafe actions that could delete or send things without asking
- Where it comes from and whether its licence is clear
Connects
Teach your AI
Copy this and paste it into ChatGPT or Claude. Your AI reads the full skill from this page and follows it. Nothing to install.
Learn this skill from AgentPod and use it whenever I ask: Budget / Spend Monitor: https://agentpod.com/skills/budget-spend-monitor
FAQ
Is Budget / Spend Monitor free?
Yes. Budget / Spend Monitor is completely free. You copy a short prompt, paste it into your AI assistant, and it works. No account, no install, no payment.
Does Budget / Spend Monitor work with ChatGPT and Claude?
Yes. Budget / Spend Monitor works the same in ChatGPT and Claude. The same teach prompt works in either one: your AI reads the full skill straight from this page.
Is Budget / Spend Monitor safe to use?
Yes. AgentPod security-checked Budget / Spend Monitor and it scored 88/100. We review every skill for hidden instructions that could trick your AI, secret data collection, and anything unsafe before it goes live.
What can Budget / Spend Monitor access?
It uses read-only access: it can read what you point it at, but it cannot change, send or delete anything. It connects only to actualbudget.
How do I use Budget / Spend Monitor?
Copy the teach prompt on this page, paste it into ChatGPT or Claude, then ask for what you need. Your assistant fetches the full skill from agentpod.com and follows it.
Related skills
Airbnb Search
Find the right Airbnb by location, dates, and budget without leaving ChatGPT or Claude
Canadian Finance Planner
Build a personalized Canadian financial plan with budgets, action steps, and a live dashboard
Flight Search
Find the right flights by just describing the trip, no tabs or calendars